Shift
THE FUTURE OF WEALTH
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The MembershipThat Pays You Back

Shift Infinite CardInfinite
Shift Obsidian CardObsidian
Shift Titanium CardTitanium
Shift Infinite CardInfinite
Shift Obsidian CardObsidian
Shift Titanium CardTitanium

Shift is a platform designed to keep assets in your control. Achieve capital efficiency with up to 5% on card spending and up to 5% interest even on money you spend.

Your Entire Financial Life,

Finally Unified

Spend, earn, invest, and grow your wealth all from a single account.

Shift Card
Home
Perks

Wealth That

Compounds Itself

Deposit. Earn. Spend. Repeat. Your capital earns up to 5% annually, continuously, even as you spend.

Shift Card
USDC
USDT
EURC

Up to 5% Cashback

Earn rewards on every single purchase you make, anywhere in the world.

Free Global Payments

Send and receive money across the globe with crypto or fiat, fee-free.

Up to 5% Passive Yield

Earn APY continuously on your balance, even while you spend it.

Shift Obsidian
Shift Titanium

Virtual & Physical Cards

Get instant virtual cards and a premium physical card, ready to use worldwide.

$
€
¥
ETH
USDC

Minimal Exchange Fees

Spend in any currency, no hidden costs. Seamlessly convert between crypto and fiat.

Step 1
Step 2
Step 3

How It

Works

1

Deposit

Fund your Shift account with stablecoins, crypto, or fiat. Your assets immediately start earning up to 5% APY from day one.

2

Earn

Earn up to 5% APY with yield settled to your account daily, fully self-custodial your funds always stay in your control.

3

Spend

Use your Shift card anywhere in the world and earn up to 5% cashback.

Compound Your Money

While You Spend

Up to 5% APY on all deposits, including what you've already spent. Settle at month's end while your full balance earns daily.

$
$0$20M
$
$0$1M
Monthly Yield$2,083
Spending Offset18.9%
Money Saved Yearly$34,000

Your $500,000 deposit earns 5% APY ($2,083/month). Your monthly $15,000 spend earns 5% cashback ($750/month).

Beyond

Banking

Shift is powered by Visa Infinite. The most premier card that Visa offers, giving access to exclusive services.

Earn up to 5% on your card spending.

  • Access Visa's exclusive concierge, lounges, experiences and discounts.
  • Travel protection, purchase security, and emergency services included.
  • Unlock perks like Priority Pass, premium subscriptions, dedicated advisor, and more.

Your assets

belong to you

Shift was architected with one principle: your assets stay yours. Our infrastructure is fully self-custodial and ensures every account, every transaction and every vault operates under your control alone.

Self-Custodial Wallets

You own your private keys from sign up.

Non-Custodial Vaults

Yield strategies execute through self custodial smart contracts, not company accounts.

No Frozen Funds, Ever

No one can block, freeze, or seize your assets.

Choose Your

Membership

Shift isn't for everyone. We partner with individuals who value discretion,
efficiency, and returns. Membership requests are reviewed individually.

SHIFT TITANIUM

SHIFT TITANIUM

$0-$100K

deposited

  • Earn up to 5% on card spending
  • 2% APY on deposits
  • Cashback earned in Stablecoins
SHIFT OBSIDIAN

SHIFT OBSIDIAN

$100K-$499K

deposited

  • Earn up to 5% on card spending
  • 3% APY on deposits
  • Cashback earned in Stablecoins
  • Priority support
SHIFT INFINITE

SHIFT INFINITE

$500K+

deposited

  • Earn up to 5% on card spending
  • 5% APY on deposits
  • Cashback earned in Stablecoins
  • Dedicated advisor
  • Exclusive perks